Heat a skillet over medium heat
Add a splash of olive oil and add diced onions and tomatoes (or salsa), cook for 5 minutes
Add can of black beans (don't drain) and 2 tsp taco seasoning from packet
Stir and let simmer for 10 minutes
Remove beans and set aside, wipe clean skillet
Add ground beef and cook it breaking it apart until no longer pink (option to drain extra grease)
Add taco seasoning and water or broth, stir well
Reduce heat and let simmer for 5 minutes (or longer) until the liquid is nearly gone
Assemble burritos with beans, beef, cheese, lettuce, salsa and yogurt
Option to cut in half and eat as is OR throw it on a pan to toast both sides